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Thursday, November 3, 2005

Australian industral relations reform legislationmade up of 700 pages of bill legislation and 500 additional pages of explanatory memoranda was introduced into the Federal House of Representatives November 2, where the Opposition heatedly attempted to address their perceived problem of the Government’s lack of discussion and debate over the matter.

The first reading of the bill was the first order of the day, and when Kevin Andrews tried to do so, Opposition member Stephen Smith, responsible for workplace relations, immediately moved a motion deferring the bills to the House of Representatives Standing Committee on Employment, Workplace Relations and Workforce Participation. The Leader of the House, Tony Abbott moved that Smith and the necessary supporter — viz., Julia Gillard — be not further heard (cloture). The Government’s majority in the House ensured that this would happen. However, Opposition members attempted to use House standing orders necessitating that copies of the bill to be “available to Members”, with argument arising whether “available to Members” meant all members or simply whether some copies should be available; this ended up in a dissent motion moved against the Speaker of the House.

Later, in a heated Question Time, where six members of the Opposition, (Kelly Hoare, Julia Irwin, Anthony Albanese, Bernard Ripoll, Catherine King, and Gavan O’Connor), were removed from the Chamber during Question Time under standing orders for disruption — Jill Hall quipped that she was “glad to be still here to ask [her] question” — nearly all questions to the Government put by the Opposition, the subsequent time for matters of public importance, and some members in the adjournment debate, was all on the topic of the industrial relations reform.

To implement and fund the legislation, the government will “spend an additional $486million on industrial relations changes over four years, or $121million a year. This spending would be in addition to the present annual budget of $86million.” said an unnamed government source for The Australian.

The government will need to use its corporation powers to remove the powers from the states to alter the award conditions and other employee employer related conditions. But the New South Wales premier Morris Iemma has received legal advice that the legislation maybe unconstitutional, the reason being its being used to end the role of the states and territories Australian States in the industrial relations system. “It is our view that the Commonwealth is misusing this law to achieve exactly what it was designed to prevent”, Iemma said. Mr Iemma will be challenging the changes in the high court with Peter Beattie Premier of Queensland supporting his challenge in the High Court.

Thursday, December 2, 2004

WASHINGTON, DC — According to a report issued by U.S. House of Representatives Congressman Henry A. Waxman (D–CA), the majority of abstinence-only sexual education programs in schools contain incorrect or misleading information.

The report found that over 80% of the curricula used by the recipients of the grants contained incorrect information, including the claim that condoms did not prevent the spread of STDs and that abortions have a high chance of causing sterility.[1]

These programs are funded by the federal government under President George W. Bush’s faith-based initiative. According to the report, these abstinence programs—promoted by the administration of President Bush—are receiving increasing amounts of funding: nearly $170 million will be spent in 2005, which is more than double the spending on these programs in 2001.[2]

Under the faith-based initiative programs, the United States government allocates funds to religious and other community organizations that agree to carry out abstinence education programs which do not include coverage of any other methods of birth control or sexually transmitted disease prevention, as well as other criteria.

The timing of the report is significant in that it comes on the heels of research from Columbia University that found that nearly 9 of 10 teenagers who had pledged abstinence from pre-marital sex had broken their vows in the first six years since the pledges[3].

The Waxman Report and the Columbia University study describe some abstinence programs as factually wrong and/or ineffective. In a rebuttal, Dr. Alma L. Golden, a deputy assistant secretary in the Health and Human Services Department, said in a statement that Mr. Waxman’s report “misses the boat” and that it took information out of context “for purely political reasons.”[4]

Saturday, October 27, 2007

Gay Talese wants to go to Iraq. “It so happens there is someone that’s working on such a thing right now for me,” the 75-year-old legendary journalist and author told David Shankbone. “Even if I was on Al-Jazeera with a gun to my head, I wouldn’t be pleading with those bastards! I’d say, ‘Go ahead. Make my day.'”

Few reporters will ever reach the stature of Talese. His 1966 profile of Frank Sinatra, Frank Sinatra Has a Cold, was not only cited by The Economist as the greatest profile of Sinatra ever written, but is considered the greatest of any celebrity profile ever written. In the 70th anniversary issue of Esquire in October 2003, the editors declared the piece the “Best Story Esquire Ever Published.”

Talese helped create and define a new style of literary reporting called New Journalism. Talese himself told National Public Radio he rejects this label (“The term new journalism became very fashionable on college campuses in the 1970s and some of its practitioners tended to be a little loose with the facts. And that’s where I wanted to part company.”)

He is not bothered by the Bancrofts selling The Wall Street Journal—”It’s not like we should lament the passing of some noble dynasty!”—to Rupert Murdoch, but he is bothered by how the press supported and sold the Iraq War to the American people. “The press in Washington got us into this war as much as the people that are controlling it,” said Talese. “They took information that was second-hand information, and they went along with it.” He wants to see the Washington press corp disbanded and sent around the country to get back in touch with the people it covers; that the press should not be so focused on–and in bed with–the federal government.

Augusten Burroughs once said that writers are experience junkies, and Talese fits the bill. Talese–who has been married to Nan Talese (she edited James Frey‘s Million Little Piece) for fifty years–can be found at baseball games in Cuba or the gay bars of Beijing, wanting to see humanity in all its experience.

Below is Wikinews reporter David Shankbone’s interview with Gay Talese.

Saturday, November 14, 2009

Four teenage boys are dead after a car crash in Birmingham, England. The collision, which occurred at around 0345 GMT in the suburb of Moseley, involved four boys crashing a blue Rover into a wall on Salisbury Road. The ages of the adolescents are reported as 15, 16, and 17; the age of the fourth teenager is unconfirmed. All four died at the scene.

“Police can confirm three of the boys in the car were 17, 15 and 16 years old,” the West Midlands Police said in a statement. “The age of the fourth boy is yet to be confirmed. All four occupants of the car died at the scene. A police car in the area at the time was flagged down by a member of the public, who heard the collision take place. Officers responded to the incident immediately.”

The car itself is not believed to have been stolen. “Crews arrived to find a car which had been in a significant collision with a wall,” a spokesperson for the West Midlands Ambulance Service said. “The four occupants of the car all suffered serious multiple injuries in the crash. Unfortunately nothing could be done to save the men and they were all confirmed dead at the scene.”

Friday, May 11, 2018

On Tuesday, Pakistan’s parliament passed a bill at Islamabad’s National Assembly which granted transgender people various civil rights. The bill, “Transgender Persons (Protection of Rights) Act”, which was presented by Pakistan Peoples Party’s lawmaker Naveed Qamar, was approved by the senate in March, and now awaits signature of the president Mamnoon Hussain.

The bill ensures people have the right to identify themselves as male, female or as “third gender”, also known as khawaja sira in Pakistan. This identity choice is to be reflected in the National Database and Registration Authority, as well as other official documents like passports and driving licence.

Per the bill, transgender people can now cast votes, run for election, have the right to assemble, and can obtain loans for business startups. They are also eligible to inherit property per their identified gender. Transgender people are to be no longer discriminated at school, working place, for medical services, public transportation facilities, by their employers, or at private business. Separate confinement areas, jails and prisons are to be established for transgenders. Anyone found guilty of forcing transgenders to beg is to face a six-month prison term as well as 50 thousand rupees fine.

The legislation was sent to and later approved by the Council of Islamic Ideology, a government advisory body. Lahore-based activist Mehlab Jameel, who was involved in writing the bill, said the Council of Islamic Ideology “appreciated that the bill included directions on inheritance in accordance with Shari’a” law.

Last year, transgenders were included for the census count for the first time. Mehlab Jameel said, “the definition of ‘transgender’ […] was basically based on genitals” in the initial draft of the bill, written last year.

Speaking to National Public Radio, Jameel said, “This kind of development is not only unprecedented in Pakistani history, but it’s one of the most progressive laws in the whole world.” Human Rights Watch has reported at least four deaths of transgenders in the country since the beginning of 2018, and at least 57 transgenders were killed in Pakistan since 2015. Pakistan’s —reportedly— first transgender news anchor and activist Marvia Malik told Images the transgenders “are forced to dance and beg because they have no other means to make ends meet.” “My trans friends who have masters degrees don’t have jobs which is why they end up on streets or become sex workers”, Malik added.

The draft for the policy to implement this bill is not yet prepared. From the date the bill was approved, President Hussain has ten days to sign the bill or reject it.

Tuesday, October 9, 2012

The following is the eleventh in a monthly series chronicling the U.S. 2012 presidential election. It features original material compiled throughout the previous month after a brief mention of some of the month’s biggest stories.

In this month’s edition on the campaign trail: Wikinews chronicles three of the lesser-known speakers at the 2012 Democratic National Convention, a controversial pastor and write-in candidate talks to Wikinews about the unrest in the Middle East, and the ballot-qualified American Third Position Party (A3P) presidential nominee travels to Iran to meet President Mahmoud Ahmadinejad.

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.